Do all banks charge the same for checking account and cash management services? Definitely not! The next time you shop…

A few years ago, getting a loan for any project could be difficult and costly. Lately, however, there is a…

Loan agreements usually contain two kinds of covenants: performance and prohibitive. Performance covenants seem to get the most attention. These…

Should you guarantee your company’s debts? Should you require your delivery customers to personally guarantee their trade credit? Why do…

Many family business owners report being forced to borrow more than ever on working capital lines of credit. If your…

Is banking with one bank placing all your eggs in one basket? Particularly with industries falling in and out of…

Providers of off-balance sheet financing promote their product as the best thing since sliced bread. But is it? First, off-balance…

Few family owned companies are in the financial position to be able to fund all capital purchases entirely with cash….

When it comes to loan pricing, there are two facts every owner should know: 1) Not all loans should be…

Just how much interest is included in a lease payment? It can be frustrating to be faced with a financing…